Loans

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OUR LOAN PRODUCTS

Personal Equity Loan (PEL)

Simple requirements and quick processing

  • 12% interest p.a. for loans up to 3 years
  • Loan proceeds released in less than a week
  • Basic Requirement: 2 months most recent UP payslip

Re-Loan

Get additional loan even if your PEL is not yet fully paid

  • Be able to re-loan after paying a minimum of three (3) months’ PEL amortization
  • Loan proceeds released in less than a week
  • 12% interest p.a. for loans up to 3 years

Remote Learning Support (RLS) Loan

Zero-interest (0%) computer loan

  • No interest charged to the borrower
  • Loan proceeds may be used to buy computer (desktop, laptop, tablet, etc.), mobile phone, or any other gadgets needed for work during work-from-home or remote learning setup in UP
  • Basic Requirements: RLS Loan Info Slip, Agreement and Authorization to Deduct, 2 months most recent UP payslip, Proof of bank account, Valid proof of purchase

Balance Transfer Loan (BTL)

Transfer an existing bank loan and get monthly cash savings

  • Instant 2% reduction on the interest rate of your existing housing, car, GSIS, Pag-IBIG, or any bank loan
  • Loan proceeds released in less than a week
  • Basic Requirements: 2 months most recent UP payslip and official Statement of Account from the bank about your loan

Bridge Loan (BL)

Loan product for members with net pay that can't anymore pay amortization

  • 8% interest p.a. for 1 year
  • Borrow up to P20,000 or remaining loanable equity, whichever is lower
  • Loan proceeds released in less than a week
  • Basic Requirement: 2 months most recent UP payslip

Emergency Loan (EML)

Additional loan product for those with Bridge Loan (BL)

  • 9% interest p.a. for 1 year
  • Borrow up to P10,000 or remaining loanable equity, whichever is lower
  • Loan proceeds released in less than a week
  • Basic Requirement: 2 months most recent UP payslip

Co-Borrower Loan (CBL)

Loan up to P100,000 with 2 co-borrowers

  • With one or two co-borrowers, loan up to P100,000
  • 16% interest p.a. for 3 years
  • Can re-loan after paying the equivalent of 6 months amortization
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