Personal Equity Loan (PEL)
Simple requirements and quick processing
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12% interest p.a. for loans up to 3 years
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Loan proceeds released in less than a week
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Basic Requirement: 2 months most recent UP payslip
Get additional loan even if your PEL is not yet fully paid
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Be able to re-loan after paying a minimum of three (3) months’ PEL amortization
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Loan proceeds released in less than a week
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12% interest p.a. for loans up to 3 years
Balance Transfer Loan (BTL)
Transfer an existing bank loan and get monthly cash savings
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Interest rate of loans to be transferred: minimum of 10% per annum, effective January 1, 2023
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Loan proceeds released in less than a week
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Basic Requirements: 2 months most recent UP payslip and official Statement of Account from the bank about your loan
Additional loan product for those with Bridge Loan (BL)
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9% interest p.a. for 1 year
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Borrow up to P15,000 or remaining loanable equity, whichever is lower
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Loan proceeds released in less than a week
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Basic Requirement: 2 months most recent UP payslip
Loan product for members with net pay that can't anymore pay amortization
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8% interest p.a. for 1 year
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Borrow up to P25,000 or remaining loanable equity, whichever is lower
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Loan proceeds released in less than a week
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Basic Requirement: 2 months most recent UP payslip
Loan up to P100,000 with 2 co-borrowers
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With one or two co-borrowers, loan up to P100,000
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16% interest p.a. for 3 years
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Can re-loan after paying the equivalent of 6 months amortization
